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| Consumer and Related Articles |
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Life Settlements Redefine the Potential of Life Insurance Policies
In the late 1980s, the AIDs epidemic gave birth to the viatical market, in which a terminally ill patient would sell their life insurance policy to a viatical firm for more than the cash surrender value. As AIDS patients began living longer, this practice eventually evolved into the Life Settlement industry. Today retirement age citizens...
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Understanding The Life Settlement Process As It Unfolds
As the life settlement market grows, more and more people interested in potentially selling a life insurance policy are familiarizing themselves with this burgeoning market. How much a policy might be worth on the secondary market, taxation issues, and how long the process itself might take are just a few of the questions...
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Ethics Website Offers to Incite as Well as Inspire
When author and speaker Jim Lichtman decided to create a website dedicated to the role ethics play in modern society, he wasn’t taking on a topic that was new to him. To the contrary, Lichtman’s new website, www.ethicsstupid.com, is an extension of the subject that has been his calling for nearly 15 years...
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Direct Mail Marketing an Important Tool for Businesses
For many types of businesses, direct mail marketing can be one of the most effective methods of obtaining new customers. The use of direct mail for advertising is continuing to grow, and is expected to make one of the highest gains among national advertisers this year – jumping by 8.5 percent to $56.6 billion. That’s according to...
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What You Don't Know About Financial Planners Could Cost You
We all know how important it is to save for our financial futures, staying out of debt and credit history, but few of us have the time, dedication and knowledge it takes to invest our money wisely...
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